design software resources: May 2010

The Insurance Industry

Weiner: GOP Is 'Wholly Owned Subsidiary Of The Insurance Industry'

The Republican Party is "a wholly owned subsidiary of the insurance industry," Rep. Anthony Weiner (D-N.Y.) charged on the House floor. When Republican Rep. Dan Lungren (Calif.) objected to the accusation and took the extraordinary step of asking that Weiner's "words be taken down," Weiner pushed back.

"You really don't want to go here, Mr. Lungren," Weiner said. Asking that words be taken down is a move on the House floor that is rarely made and carries great weight.

Weiner, after a pause, asked to have his words withdrawn and said he'd substitute new ones. "Make no mistake about it. Every single Republican I have ever met in my entire life is a wholly-owned subsidiary of the insurance industry," Weiner clarified.

Somehow, that failed to satisfy Lungren, who asked that those too be taken down. After a long pause, before the chair ruled, Lungren withdrew his request.

The House was debating a bill to repeal the insurance industry's exemption from antitrust laws, which passed overwhelmingly. Nineteen Republicans opposed it, including House Minority Leader John Boehner (R-Ohio). Lungren supported it.

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Auto Car Insurance Quote

Why do we need to quote, buy and save money for any car insurance company? At any auto insurance quote website, you can find, compare and choose the best company to deal with. Car insurance is a type of benefit which the customer may avail only when accidents occurred. It may protect them from any liability filed against the victims. When they apply with any auto insurance company, see to it that they're choosing the right one which may met their needs. Some criteria expected by these customers are as follows:

1. Customer service and relationship

2. Cost of insurance

3. Environment

4. Promotions and discounts

5. Quality of vehicles

If they want to rate their own criteria for any car insurance company in their area, they better spend time on the internet by looking at any auto insurance quote website to find and compare in order for them to quote, buy and save money for this opportunity.

IPhone Insurance

AT&T to start offering iPhone insurance

I have a friend that I kid you not, has gone through eleven iPhones. From the iPhone 2G to the iPhone 3G to the iPhone 3GS, he has had all of them. He has paid the price dearly in the bank account because; the iPhone has no insurance policy.

And by has, I mean had.

According to a report, AT&T is gearing up to finally offer iPhone insurance starting on June 6th which just so happens to be the day that WWDC starts here in the city. It’s going to be called MobileProtect, it’s going to be run by Asurion , and it will be available for $13.99 a month through Apple’s own App Store.

Those charges will be billed the card associated with your account with Apple and you must enroll in the plan within 30 days of upgrading or purchasing a new iPhone. The reason AT&T is launching this program is rather laughable and I quote:

“Lack of iPhone insurance is a leading source of iPhone related customer complaints.”

No, really?

Anyway, it’s going to cost you $168 per year which is a little costly, but hey, if you’re like my buddy then it’s probably worth it. And of course there are deductibles which are pretty, yikes. $99 for an 8GB 3G to $199 for a 32GB 3GS.

So if you’re willing to pony up some change, you can start insuring your iPhone in the near future. Look out for the new iPhone which should launch next month, and you can get the current iPhones at your local San Francisco Apple store.

Insurance

Insurance plays a vital role in every individual life whether it is life insurance, business insurance or disability insurance and so on. Insurance provides you coverage against any unpredictable happenings in life such as life insurance arranges for the funeral expenses immediately after death. The amount of life insurance would depend upon your long and short-term expenses. Burial costs, debts, mortgage payments and childcare would fall in current needs. Before buying a policy try to get as many quotes as you can from different companies and compare them. It may be wise to consult insurance professional or an attorney after getting quotes.

The progress and success of a business depends upon hard work. Irrespective of how good you are earning one disaster can wipe all your profits and destroy your business. There are many different types of insurances that cover every type of business. The most common type of business insurance is business property insurance that covers companys building, supplies and other property. Always consider your business needs before choosing insurance. Choose the agent with high deductibles as the higher the deductible the lower you have to pay for the policy. Try to buy a package policy including various insurances in one package instead of buying individual insurance. By doing this you would be able to avail discount on other policies. Following the agents instructions may reduce premium.

Insurance leads means to increase the sale of the insurance policies by attracting more customers. Insurance companies have seen a dramatic increase in sales after they have implemented the insurance leads strategy. There are various ways to acquire insurance leads such as pay click method, pay for call method and co-registration method. Internet plays a very important role for many businesses. It has converted the world to a global village and helps getting good quality insurance leads. One of the excellent options of attracting a large number of customers is by developing a website that is free of errors and mistakes and is eye catching. The web site should be regularly updated, all the relevant information provided and made user friendly so that every individual understands it.

Finding cheap insurance policy is not impossible. Here are a few tips to get a cheap insurance policy .Try to buy multiple policies from one company as by doing so you will be able to avail discount. Investigate the company, its financial condition and the complaints filed. Try to get as many quotes as you can from several companies as different companies offer similar policies at drastically different rates. Dont pay for things you do not need and ask questions about every part of the policy so that you are able to understand it. If you are eligible for any discounts try to avail them.

The following jobs are the most dangerous jobs in the world and individuals who perform these jobs are suggested to have life insurance to provide them coverage in case of disaster.

Police/detectives, airplane pilots, construction workers, farm workers and fire fighters are highly recommended to have life insurance and disability insurance to protect them in case of a disaster. The insurer is obliged to pay legal costs of business in a covered liability or lawsuit under general liability insurance. Bodily injury, property damage, personal injury and advertising damage are included in covered liability claims.

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Important Tips For Cheap Auto Insurance

If you are in the market for cheap auto insurance, there are several important tips you should know that can save you hundreds of dollars from the start and every year for the life of the policy. The first and most important item is to comparison shop. You will need to get quotes from several insurance companies to see what each company has to offer. Getting free online insurance quotes makes this step extremely quick and easy.

The second tip is almost as important as the first. You need to be a safe, conscientious driver with a clean driving record. You will almost always pay higher premiums if you have had tickets or moving violations, or if you are ever at fault for an accident. By driving defensively and following all traffic laws you will almost guarantee yourself cheap insurance because you will be considered a lower risk.

The third piece of advice is to get all of your insurance from one insurance company. If you already have home owners or renters insurance, or life insurance, be sure and contact that company first. They will undoubtedly offer a multiple policy discount that can save you a great deal of money. You can use your existing policy or policies as leverage to get your best deal.

The fourth tip for saving money on car insurance is to increase the amount of your deductibles. The deductible, of course, is the amount of money you are required to pay before your policy takes affect in the event of a claim. Doubling your deductible can significantly reduce your premiums. If you decide to increase your deductibles and have some extra cash, place the amount of your deductible in a savings account. That way if you have an accident you know you will have the money available.

Probably the easiest way to save money on your auto insurance is to purchase your policy from an online insurance company. These companies can usually offer lower rates because they have lower operating costs and can pass that savings on to you.

The final money saving tip is to be sure and investigate insurance rates prior to buying your next vehicle. Insurance companies take many variables into consideration when determining their premiums. Some of these items are the price, crash test scores, safety features and the vehicle's appeal to thieves. Keeping all of these items in mind and putting them to work can help you save a great deal of money on your car insurance.